The “Beach Reads” Summer Challenge is nearing its end! In just a few days I’ll be picking winners! Don’t forget to click the banner above and get some entries into the various contests before it is too late. Please welcome the lovely Holly Nichole Hoxter, author of The Snowball Effect to my blog! I wasn’t exactly an overachiever in school, but I didn’t like to waste time. Throughout high school and college, I took night and summer classes and graduated with my BA in English two years ahead of schedule when I was only 19. But after that, I didn’t have…